Terms of Service
Last updated: August 2, 2026
These Terms of Service ("Terms") govern your access to and use of the website rizklabs.com and the digital products, online courses, and related services (collectively, the "Services") offered by Rizk Labs LLC ("Company", "we", "us", or "our"), a limited liability company organized under the laws of the State of Wyoming, United States. By accessing our website, purchasing, or using our Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.
1. Eligibility
You must be at least 18 years old (or the age of majority in your jurisdiction) to purchase or use the Services. By using the Services, you represent that you meet this requirement.
2. The Services
We provide digital educational content, including but not limited to online courses, video lessons, downloadable materials, templates, and subscriptions. The Services are for your personal, non-commercial use unless otherwise expressly stated.
3. Accounts
You may need to create an account to access certain Services. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Notify us immediately of any unauthorized use.
4. Purchases and Payment
- Prices are listed in USD and are payable at the time of purchase.
- Payments are processed by third-party payment providers (e.g., Stripe, Paddle, Lemon Squeezy, PayPal). By purchasing, you agree to their terms.
- We reserve the right to change prices at any time; changes do not affect completed purchases.
5. License and Intellectual Property
- Upon purchase, we grant you a limited, non-exclusive, non-transferable, revocable license to access the purchased content for your personal use.
- All content, including text, video, graphics, and course materials, is owned by the Company and protected by copyright and other laws.
- You may not copy, resell, redistribute, share login access, publicly display, or create derivative works from our content without written permission.
- Violation of this section terminates your license immediately and may result in legal action.
6. Refunds
Refunds are governed by our separate Refund Policy, which is incorporated into these Terms by reference.
7. User Conduct
You agree not to: (a) use the Services for any unlawful purpose; (b) attempt to gain unauthorized access to our systems; (c) share, pirate, or distribute our content; (d) engage in any activity that disrupts the Services.
8. Disclaimers
- The Services are provided "as is" and "as available" without warranties of any kind, express or implied.
- Our educational content is for informational purposes only. We do not guarantee any specific results, income, or outcomes from the use of our Services.
- We do not provide legal, financial, tax, or professional advice.
9. Limitation of Liability
To the maximum extent permitted by law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from your use of the Services. Our total liability shall not exceed the amount you paid us in the twelve (12) months preceding the claim.
10. Termination
We may suspend or terminate your access to the Services at any time, with or without cause, including for violation of these Terms.
11. Changes to These Terms
We may update these Terms from time to time. The updated version will be posted with a revised "Last updated" date. Continued use after changes constitutes acceptance.
12. Governing Law
These Terms are governed by the laws of the State of Wyoming, United States, without regard to conflict-of-law principles.
13. Contact
Questions about these Terms: Rizk Labs LLC — support@rizklabs.com